Planning ahead for the “worst case scenario”…

Watching the slow movement of Hurricane Dorian has me thinking about the “worst case scenario” and what to do if you have travel planned and something comes up.

I am a strong believer in trip insurance. That being said not all trip insurance is created equally and not all cases require the same coverage. We have had to cancel vacations for a range of reasons from the flu to someone in the hospital to being “too pregnant” to take a cruise, etc. Each situation is different and how to handle them varies.

Hotels: In the case of something like a Hurricane most hotels are offering penalty free cancellations. Also most major chains have fairly generous cancellation policies of no penalty if you cancel 48-72 hours out. If you need to cancel past the penalty free period, call the hotel directly and ask to speak to the manager on duty. They will have the best ability to accommodate you depending on your need. I also try to book with hotels directly as opposed to discount booking sites as you get better customer service and often earn other perks through their reward programs.

Flights: Check your airlines policies. Most airlines don’t want you flying if you have a contagious disease so if you have a letter from a doctor most airlines will let you cancel and use your credit within 12 months. If you need a refund this is where trip insurance comes in handy. I always buy my trip insurance from the airline when I book my ticket, that way I know I have adequate coverage.

Car Rentals: Most car rentals will let you cancel up to an hour before so trip insurance for car rentals is more about coverage if something happens while you have the car, not about canceling with no penalty.

Cruises: I’ve had both good and bad experiences. We had a family member with cancer and were told, “sorry you didn’t get trip insurance and you’ve paid in full so there is nothing we can do”. I also found out that I would be 3 weeks too pregnant to take a cruise per the cruise lines policy, got a doctors note and was refunded in full for my whole party including our flights which we booked through the cruise line. We did have trip insurance in this case and as we had to cancel due to the cruise line’s policy they even refunded that. Otherwise with cruises, until they are paid in full they are always refundable.

Other travel situations: There is a great site http://www.insuremytrip.com that lets you compare options and decide what is the best coverage for you.

Bottom line, know the policies and cover what you can not afford to not get back if you are unable to travel!

A few thoughts about travel planning

1.) Whether is a long weekend of a three week vacation, for me the planning is as fun at times as the travel. I love learning about new places & things. But I also enjoy visiting old favorites!

2.) When it comes to travel with children, I believe in starting them young. My son’s first flight was at 2 months old and we really took advantage of those first 2 years of him being able to fly for free. That being said he’s awesome in the car as well often sleeping for 3+ hours depending on the trip.

3.) When planning a trip, try to consider something for everyone. I’ve done more research on playgrounds and their locations in the past two years then I ever expected. But I also have priceless pictures, video and memories of my son swinging for the first time in Sonoma, CA before we wandered around the time square checking out shops with my mom. This way everyone was happy.

4.) Try to give everyone a vote or a day that is based on their idea. This way they feel included and you might enjoying something that you never would have thought of. My parents gave us a vote when we were kids. When planning for the summer of 1986 my parents asked our thoughts and I kept repeating that I wanted to see the Statue of Liberty. I was 6, my sister and dad were a bit stunned at my idea but my mom pointed out that they didn’t suggest anything else so off to NYC we went. It was a fantastic trip that I still have strong memories off.

Why do we travel?

It’s a great question to think and reflect about. Travel allows us to see different places and cultures, try different foods and experiences, and learn about others on so many levels. Some people travel to see and learn what’s different, some to see and learn what’s the same as what they are used to. When we travel in groups it’s possible that everyone in the group will appreciate different things.

My son’s favorite experiences are often when we find a playground or even better a Carousel. I love seeing his joy but I also love seeing and trying new things. My husband is similar to me in his love of the mix. My mom loves seeing and learning new things but often prefers the familiar when it comes to things like food.

As I said we are all different… so I ask you dear readers… why do you travel?

#zerotohero #familytravel #whydoyoutravel #threegenerationsoftravel

Who am I?

I am someone who has a life long love of travel. I’m very fortunate to have had parents who liked to travel and therefore almost every summer growing up we piled into the car for a great American (or sometimes Canadian) road-trip.

Now as an adult I am a wife, mother and daughter (among other things) who still loves to travel but now I’m planning for three generations! This blog will be tips, ideas and insight from some of our adventures and favorites things to do/places to go. I’m not paid to do this so if I wax on poetically about my love of Disney or my son’s love of Carousals its because they are true loves, not due to us financially benefiting.

Why am I doing this? To share my love of travel. To share things that I’ve learned. To help people not be afraid of traveling with young kids. Yes, they won’t remember it, but you will and you might get some amazing pictures in the process of creating some wonderful moments of joy for them!

#zerotohero #everyonestartssomewhere #travelblog #travel #family #threegenerations